Account Type Minimum Balance Monthly Service Charge Transactions & Fees
Totally Free Business Checking*
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$0  None  3000 Monthly Transactions FREE, 25¢ each thereafter 
Totally Free Business Checking*
An account that's right for businesses that process less than 3000 items per month!
3000 Monthly Transactions FREE!
Transactions include checks deposited, debits and credits.

  • No minimum balance
  • No monthly service charge
  • Free Online banking
  • Check images returned in monthly bank statements - Free!
  • VISA® Business Check Card available
  • Employee Payroll Direct Deposit available
  • Only 25¢ for each transaction above 3000
* Customer purchases checks, Minimum opening deposit only $100, Account inactivity fee after 180 days of $5 if the balance is below $100. 
Business Analysis Checking
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$0  $5 per month, plus activity fees which can be offset by the average collected balance of the account during the statement period  15¢ per credit, 15¢ per debit, 05¢ per deposited First Security Bank item or 09¢ per item for other banks 
Business Analysis Checking
For larger businesses that process more than 3000 transaction items per month!

  • Check images returned in monthly bank statements - Free!
  • Free Online Banking
  • VISA® Business Check Card available
  • Employee Payroll Direct Deposit available
  • $5.00 monthly service charge, plus account activity fees for debits, credits and deposited checks
  • Credits - 15¢ per credit item
  • Debits - 15¢ per debit item
  • Checks Deposited On First Security Bank - 05¢ per item
  • All other deposit items - 09¢ per item
  • This account receives an Earnings Credit against the monthly service charges that is calculated on the average collected balance of the account during the statement period. The rate is paid based on the 91-day T-Bill rate less a 10% reserve requirement.
 

 

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Frequent and large cash transactions may incur additional charges.
A monthly charge will be imposed on negative collected average balance - percentage based on Wall Street Prime.
Business Checking accounts maybe subject to analysis and repricing on account activity and deposit balance

Earnings Allowance
You can offset all or part of your Business Analysis Checking account's monthly service charge with an Earnings Credit based on your monthly average collected account balance. Earnings Credit applies to your collected balance after a 10% reserve requirement. A service charge is imposed when the cost of your monthly activity exceeds the Earnings Credit during the month.

* Customer purchases checks, minimum opening deposit of only $50, monthly account inactivity fee after 180 days of $5.00 if the balance is below $100.
Member FDIC | Equal Housing Lender