Our bank is well known as an advocate for businesses and as a leader in our community. Our lenders have a great deal of expertise in all types of commercial lending. We offer quick, local decision making.

Financing your business is much easier than you think! We have designed our business loans and lines of credit to be tailored for every type of business. All products offered below are subject to credit approval by the bank

For more detailed information on rates, terms, collateral options and additional services, please visit with any of our commercial lenders.

Lines of Credit/Letters of Credit
Equipment Loans/Machinery Loans
Commercial Real Estate Loans
Government Guaranteed Loans
Non-Profit and Government Agency Loans

Lines of Credit/Letters of Credit
We offer both revolving and non-revolving lines of credit. We offer account and inventory financing to businesses. We also offer business overdraft protection lines to business checking customers that are tied directly to a business account.

We also offers Letters of Credit for many purposes.

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Business Revolving Lines of Credit
We offer account and inventory financing to businesses. The primary source of repayment for this type of loan is the conversion of the accounts and/or inventory to cash.

For more detailed information on rates, terms, collateral options and additional services, please visit with any one of our commercial lending officers.

Business Overdraft Protection
We offer an overdraft loan protection to its business checking customers desiring such protection. This line is tied directly to your business checking account

To begin your application process for any of the above products, please make an appointment to meet with one of our lenders at the numbers listed below.

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Equipment Loans/Machinery Loans
We offer loans for new and used equipment and machinery.

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Commercial Real Estate Loans
Construction Loans
Our bank has a great deal of expertise in new, remodeling and leasehold improvement construction lending. We offer a lower cost combined construction/permanent loan package.

Real Estate Term Loans
We offer a number of real estate financing options for both owner and non-owner occupied properties. We offer both refinancing and purchase products.

Government Guaranteed Loans
Our bank is a Preferred Lender for Small Business Administration Loans (SBA). We are a premier SBA lender in Missoula. We also offer Rural Development Business and Industry loans outside of the Missoula metropolitan area as defined. We are involved in various state and local government loan programs.

Non-Profit and Government Agency Loans
We have been involved with numerous loans for various non-profit organizations including churches and government agencies. Our bank is very supportive of and involved in the community. We have partnered with many other lending organizations to make projects work. Our bank is involved and has participated loans with the Missoula Area Economic Development Corp., Montana Board of Investments and Montana Community Development Corporation.

To begin your application process for any of the above products, please make an appointment to meet with one of our lenders at the numbers listed below.

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Please do not send sensitive financial information via e-mail. Thank you.

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Hal Fraser
Senior Vice President, Commercial Manager
1704 Dearborn Ave
Missoula, MT 59801
406-329-1934

hfraser@fsbmsla.com

Kori Johnson
Assistant Vice President, Commercial Lending
1704 Dearborn Ave
Missoula, MT 59801
(406) 329-1939

kjohnson@fsbmsla.com

Barbara Callaghan
Vice President, Commercial Lending
1704 Dearborn Ave
Missoula, MT 59801
406-329-1938

bcallaghan@fsbmsla.com

Christine Altemus
SBA Manager
1704 Dearborn Ave
Missoula, MT 59801
406-329-1940

caltemus@fsbmsla.com

Tim Polich
Assistant Vice President, Commercial Lending
1704 Dearborn Ave
Missoula, MT 59801
406-329-1944

tpolich@fsbmsla.com

Bryan Flaig
Vice President, Commercial Lending
100 E Broadway
Missoula, MT 59802
406-543-1308

bflaig@fsbmsla.com

Jim Seel
Sr. Vice President, Commercial Lending
3220 Great Northern Way
Missoula, MT 59808
406-327-1009

jseel@fsbmsla.com

Bob Whalen
Hamilton Branch President
100 W. Main St.
Hamilton, MT 59840
406-375-6420

rwhalen@fsbmsla.com

Dan Whittenburg
Vice President, Commercial Lending
PO Box 3500
107 South Fulton
Thompson Falls, MT 59873
406-827-6231

dwhittenburg@fsbtf.com

Richard Kostka
Commercial Loan Officer
PO Box 3500
107 South Fulton
Thompson Falls, MT 59873
406-827-6269

rkostka@fsbtf.com

Ed Wall
Commercial Loan Officer
PO Box 3500
107 South Fulton
Thompson Falls, MT 59873
406-827-6238

ewall@fsbtf.com

Bill Capko
Commercial Lending Officer
100 W. Main St.
Hamilton, MT 59840
406-375-6440

bcapko@fsbmsla.com

Mark Seitz
Branch Lender
297 Woodside Cutoff Road
Corvallis, MT 59828
406-375-6481

mseitz@fsbmsla.com

Kate Joyce
Commercial Lending Officer
1704 Dearborn Ave
Missoula, Mt 59802
406-329-1936

kjoyce@fsbmsla.com

 

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Member FDIC | Equal Housing Lender