*Every new Business Checking account comes with:
- FREE VISA© Debit Card
- FREE Mobile Banking
- FREE Remote Deposit
- FREE Online Banking & Bill Pay
- FREE Statements-eStatements or Paper Statements
- FREE Online Check Images
- FREE Gift to thank you for your business
Plus, we will buy back your unused business checks or debit card from a different financial institution with up to a $20 credit to your account.
Checking Account Comparison
Account |
Opening Deposit |
Minimum Balance to Avoid Service Charges |
Monthly Service Charge |
Interest Bearing |
Totally Free Business Checking |
$50 |
See account descriptions below |
$0 |
No |
Business Analysis Checking |
$50 |
See account descriptions below |
$10 per month, plus activity fees which can be offset by earnings credit from deposit balances
|
No |
Account Details
Totally Free Business Checking
- $50 minimum opening deposit
- No minimum balance after opening
- No Monthly Service Charge
- 3000 items per month – includes debits, credits and deposited items
- Up to $10,000 in coin and currency deposits or withdrawals, including change orders, per month FREE
- Fee Schedule
Business Analysis Checking
- $50 minimum opening deposit
- Monthly maintenance fee, plus account activity fees for debits, credits and deposited checks.
- Earnings allowance from deposit balances may offset activity fees.
- Fee Schedule
To help in opening your new business accounts, we may request the following:
Sole Proprietor/DBA |
Limited Liability Corp (LLC) |
Partnership |
Not-For-Profit Organization |
Corporation |
|
- TIN of LLC
- Articles of Organization
- Operating Agreement
|
- TIN of Partnership
- Partnership Agreement
- Certificate of Partnership
|
- TIN of Organization
- If incorporated, follow corporation guidelines
- If Tax-exempt, IRS documentation or tax return
- If not tax-exempt, authorized letter
|
- TIN of Corporation
- Articles of Incorporation
|
Additional documents and/or state registration may also be required. Contact your First Security Bank Personal Banker and/or New Accounts Representative for further information.
*Other fees such as non-sufficient funds (NFS) fees returned item, continuous overdraft, etc. may apply. See fee schedule for details. Unless specified otherwise customer purchases checks. If the Totally Free Business account exceed 3,000 free monthly transactions, $10,000 in monthly coin & currency deposits/withdrawals (including change orders) or requires additional regulatory oversight, the account may be converted to Business Analysis Checking, which includes additional fees. Buyback of checks and debit cards: $20 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Bank rules and regulations apply.
We proudly serve the communities of Missoula, Hamilton, Corvallis, Stevensville, Lolo, Thompson Falls and Plains Montana.