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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all of the best services your business needs, whether you’re expanding or just starting out.

Totally Free Business Checking

A free account for your business needs. No minimum balance or monthly service charge.

Business Analysis Checking

For the larger business with higher account activity.

*Every new Business Checking account comes with:

FREE VISA© Debit Card
FREE Mobile Banking
FREE Remote Deposit
FREE Online Banking & Bill Pay
FREE Statements-eStatements or Paper Statements
FREE Online Check Images
FREE Gift to thank you for your business

Plus, we will buy back your unused business checks or debit card from a different financial institution with a $25 credit to your account.

Checking Account Comparison

Account	Opening Deposit	Minimum Balance to Avoid Service Charges	Monthly Service Charge	Interest Bearing
Totally Free Business Checking	$0	See account descriptions below	$0	No
Business Analysis Checking	$0	See account descriptions below	$10 per month, plus activity fees which can be offset by earnings credit from deposit balances	No

Account Details

Totally Free Business Checking Account

$50 minimum opening deposit
No minimum balance
No Monthly Service Charge
3000 items per month – includes debits, credits and deposited items
Up to $10,000 in coin and currency deposits or withdrawals, including change orders, per month FREE
Fee Schedule

Business Analysis Checking Account

Monthly maintenance fee, plus account activity fees for debits, credits and deposited checks.
Earnings allowance from deposit balances may offset activity fees.
Fee Schedule

To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA	Limited Liability Corp (LLC)	Partnership	Not-For-Profit Organization	Corporation
SSN or TIN of Owner	TIN of LLC Articles of Organization Operating Agreement	TIN of Partnership Partnership Agreement Certificate of Partnership	TIN of Organization If incorporated, follow corporation guidelines If Tax-exempt, IRS documentation or tax return If not tax-exempt, authorized letter	TIN of Corporation Articles of Incorporation

Additional documents and/or state registration may also be required. Contact your First Security Bank Personal Banker and/or New Accounts Representative for further information.

*Other fees such as non-sufficient funds (NFS) fees returned item, continuous overdraft, etc. may apply. See fee schedule for details. Unless specified otherwise customer purchases checks. If the Totally Free Business account exceed 3,000 free monthly transactions, $10,000 in monthly coin & currency deposits/withdrawals (including change orders) or requires additional regulatory oversight, the account may be converted to Business Analysis Checking, which includes additional fees. Buyback of checks and debit cards: $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Bank rules and regulations apply.

With branches in Missoula, Ravalli and Sanders County, we proudly serve the communities of Missoula, Hamilton, Corvallis, Stevensville, Lolo, Thompson Falls and Plains Montana.