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Personal Savings

Savings that really add up.

Whatever you’re saving for, a dream vacation, college tuition, retirement or simply everyday expenses and future goals, we offer several options to help you meet your savings goals. Open a savings account in person at one of our branches, or conveniently online.

Personal Savings 

Realize your savings goals with a personal account that offers a competitive interest rate on your balance.

Money Market Accounts

Looking for more from your savings? Get more with a money market account

Certificates of Deposit 

Accounts available with competitive interest rates and a variety of terms to meet your needs.

Health Savings Account

Enables you to pay for qualified current health expenses and save for future medical expenses.

Account Details 

Personal Savings Account

  • Maintain a $100 minimum balance to avoid low monthly service charge of $2
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Withdrawals made by electronic transfer or check are limited to 6 per month
  • Link your Personal Savings account to your checking account to cover your overdrafts. We'll transfer from your designated Personal Savings account to avoid any overdraft fees for only $2 per transfer. Sweeps from savings accounts to cover an overdraft are included in the 6 transactions per month.
  • Interest rates may change after opening of account
  • Fees may reduce earnings on individual accounts
  • Fee Schedule 

Money Market Account

  • Maintain a $2,500 minimum balance to avoid low monthly service charge of $10
  • Enjoy unlimited deposits, in-lobby withdrawals and ATM access
  • Withdrawals made by electronic transfer or check are limited to 6 per month
  • Earn a higher return from larger balances with tiered interest rates
  • Interest rates may change after opening of account
  • Fees may reduce earnings
  • Fee Schedule 

Certificates of Deposit 

  • $500 minimum opening deposit
  • Earn a higher return for larger balances
  • Interest rates may change at renewal
  • Penalties may apply for early disclosure.
  • See Fee Schedule 

Health Savings Account 

  • No minimum balance
  • No service charges
  • Variable interest rate account that earns competitive interest
  • Free VISA Debit Card
  • Free standard checks
  • Available with a qualifying High Deductible Health Plan (HDHP) – please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements.
  • Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
  • Fee Schedule 



We proudly serve the communities of Missoula, Hamilton, Corvallis, Stevensville, Lolo, Thompson Falls and Plains Montana.