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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Learn More. Earn More.

Enroll today with a Totally Free Checking account.

 

Get A's. Make bank. For real.

Earn $3 for every 'A' you score on your report card. You'll need a checking
account at First Security Bank. Already have an account? Enroll today!
 

Get paid to get smart is a great idea. Here are the eligibility requirements:

  • Participating schools in Missoula, Ravalli, and Sanders County, Montana, students ages 12-25
  • Must have an active checking account opened at First Security Bank
    (Minors under age 18 must open a joint account with a parent/guardian co-signer)
  • Students earn $3 for every A or A- up to $20 per term*
  • Earn an extra $5 for a 4.0 term average
  • Report cards must be submitted to a First Security branch by designated deadlines for payment to occur

2026-2027 report card submission deadlines:

To receive payments, term report cards must be submitted by the deadlines applicable to your
school. Check with your school's administrator for term report card submission criteria.
Funds will be deposited into student's checking account within one month after deadline.
 
  • First Term: November 14, 2026
  • Second Term: January 30, 2027
  • Third Term: April 17, 2027
  • Fourth Term: June 19, 2027 
Note: For school districts on trimester or alternate schedules, report cards can be submitted
by the next available term deadline to qualify.

Get started earning today

Talk to us about opening a new checking account and enrolling in our Smart Kids/Smart Money
Student Rewards Program. Already have an account? Enroll today. Visit any branch or
give us a call at 406-728-3.115.
 
 
 
*Certain restrictions apply. Eligibility: Students ages 12-25 on the last day of the school year and
enrolled in participating Montana public, private, homeschool, charter school, or a 2- or 4-year
college or vocational school. Students must have a First Security Bank of Missoula checking
account (minors require a parent or guardian co-signer). Earn $3 per 'A' or 'A-' (or equivalent grade),
with a $3 minimum, $20 maximum award per term, plus a $5 bonus for a 4.0 GPA (one per term).
Awards are deposited into the First Security Bank of Missoula account holder's primary checking
account. First Security Bank of Missoula may modify or cancel the program at any time (without
affecting pending payments).
 
Tax Obligations: Cash rewards may be tax reportable. Consult with your tax advisor.
 
Totally Free Checking: Unless specified otherwise, customer purchases checks. Other fees such
as overdraft, continuous overdraft, etc. may apply. See fee schedule for details. Bank rules and
regulations apply.